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Terms & Conditions

Last updated: June 2026

1. About This Website

This website is operated by One Plan Debt. One Plan Debt is not authorised or regulated to provide debt advice. We act as an introducer, helping individuals who are struggling with debt to connect with authorised and regulated debt solution partners.

2. Our Service

By using this website and completing our eligibility check, you understand that:

  • One Plan Debt does not provide debt advice
  • Your details may be passed to an authorised debt solution partner
  • Any advice or recommendations will come from the authorised partner, not from One Plan Debt
  • Fees may apply depending on the debt solution recommended by the authorised partner
  • Your credit rating may be affected depending on the solution you choose

3. Eligibility

Our service is intended for UK residents aged 18 and over who are struggling with unsecured debts. Not all individuals or debts will qualify for every solution.

4. No Guarantees

We do not guarantee any specific outcomes. Whether you qualify for a particular debt solution, and the terms of that solution, will depend on your individual circumstances as assessed by an authorised partner.

5. Third-Party Partners

The authorised debt solution partners we work with are independent organisations. One Plan Debt is not responsible for the advice, services, or outcomes provided by these partners.

6. Free Debt Advice

Free, impartial money guidance, debt counselling, debt adjusting and credit information services are available from MoneyHelper.

7. Intellectual Property

All content on this website, including text, graphics, and design, is the property of One Plan Debt and is protected by copyright law. You may not reproduce any content without prior written consent.

8. Limitation of Liability

One Plan Debt shall not be held liable for any losses or damages arising from your use of this website or any services provided by third-party partners.

9. Changes to These Terms

We may update these terms from time to time. Continued use of the website after changes are made constitutes acceptance of the updated terms.

10. Contact

For any questions regarding these terms, please contact us at: info@oneplandebt.com.